A follow up

I have a bit of free time while the baby sleeps, so I thought I would take this “quiet” time to catch up a bit on a few stories which I started and never seemed to finish.

a) My Credit. Lets just say….I haven’t froze my credit cards yet, as I said I would 2 posts ago…. I’m putting it off for some reason. At first my justification was that I wanted to buy some more cloth diapers online (because we desperately need them), but then I remembered you can pay with Paypal so technically, I don’t even need them. still haven’t froze them yet. I had mentioned wanting to pay them off within the year. Which, after calculating, doesn’t seem as though that will be possible. I am used to be obsessed with a show (many may have heard of) called “Til Debt Do Us Part” with the wonderful Gail Vaz-Oxlade . On her website she actually has a work sheet where you can calculate how much you have to pay towards credit card debt (balance and interest) each month in order to be able to pay it off with in 12/24/36 months. For me to be able to pay off my measly little credit cards in a year. It would cost me $82 a month (for both, not each)…which sounds great!! However, I am on Mat leave right now, so money is tight! After paying my rent, I’m usually only left with about $150. Taking away $82 would leave me with very little….although DH does help most of the time, he is really behind on his bills at the moment, so until he has all that figured out 100% I want to make sure that I can survive without having a dependency on him. So anywayysss….I’m probably going to aim more for the 3 year plan, (with hopes that once I get back to work and such I will be able to make some bigger payments and possibly get it done in a year or a year and a half..) I think in order to do so, I only need to pay $12 to each, each month. Which is TOTALLY doable at the moment, but like I said, hopefully in January when i get back to work, i will be able to pay a little more to each so that I can hopefully be debt free soon.

I called my credit card providers to make sure that my credit rating with them was okay, and much to my surprise I have never missed or made a late payment in the past year…and then I remembered….ooooooh did I rememberrr….but I don’t even want to get into what stupid things I managed to do that I now (assume) somewhat ruined-ish my credit. Maybe one day I will tell my story so others could possibly learn from it but today is just not the day…

[EDIT: as per usual, its two days later...I don't know when I will ever be able to just finish ONE blog post in at least a night!!??]

b) Red Tent. In my last post, I expressed my feelings about the whole Momstown situation. So I went down to a local park last friday and met with a bunch of Moms who were on my level. The group is called Red Tent and it is hosted by two local homeopaths and there were 5 other women who came along with babies in arms (and some bigger ones who were on the playgrounds). A lot of topics that came up were things like; Breastfeeding, Vaccinations, Baby Wearing, Natural Birth, Midwifery…ohhh it just made me ooze with joy! I can’t wait to go back to another one this upcoming friday.

I’m going to have to end this post….shorter than most. Its taken me DAYYYYYSSS, literally about 4 or 5 to actually even finish these measly 650ish words….anddd its just lost its moment.

Sooo, until next time (which shall be sooon!)

R. Xoxo